Refer & earn
Get paid for the businesses you already help
You probably already tell other shopkeepers what to use. Byapar eKhata pays you for it — a share of every subscription payment from every business you bring, for as long as they stay.
How it works
Four steps, no forms to chase
01
Get your link
Every account has a personal referral link and QR code. Share it over WhatsApp, Viber, or print it and stick it on your counter.
02
They sign up free
The business you refer starts on the free plan, with no card and nothing to lose. You are credited the moment they register.
03
You earn on every payment
When they move to a paid plan you earn commission on each subscription payment they make — not a one-off bonus.
04
Withdraw your wallet
Commission lands in your wallet. Request a payout once you cross the threshold, and track the whole thing from your dashboard.
Commission
The rate rises with you
Commission is paid on every subscription payment a referred business makes, for as long as their plan stays active.
Referrer
25%
Anyone with a Byapar eKhata account
Share your link and earn on every payment your referrals make.
Marketer
27%
10 or more active referrals
For people who promote Byapar eKhata as a side income.
Partner
30%
Sustained performance, by review
Top performers, with co-marketing support and faster payouts.
Rates shown are indicative and may be revised. The rate that applies to a referral is the one in force when the payment is made, and is always visible in your dashboard before you share a link.
Marketer programme
For people who want more than a link
If you work with businesses every day — as an accountant, a computer shop, a consultant — the marketer programme gives you the tools to promote Byapar eKhata properly: your own code, a dashboard, performance tiers and faster payouts.
It is recurring income, not a bounty. As long as the businesses you brought keep paying, you keep earning.
What you get
- A dedicated referral code and link you can use anywhere
- A dashboard showing sign-ups, active plans and commission earned
- Wallet balance, payout requests and payout history in one place
- Leaderboard standing so you know where you sit each month
- Reusable campaign material for festivals and local events
- Commission history per referral, per payment — nothing hidden
When commission is credited
Commission is credited to your wallet after the referred business's payment is settled and any refund window has passed. This keeps the balance honest for everyone.
How payouts work
Request a payout from your dashboard once your wallet crosses the minimum threshold. Payouts are made to a Nepali bank account or wallet, and every request is recorded.
Fair use
Self-referrals, duplicate accounts and fake businesses do not qualify. Accounts found gaming the programme are removed from it, and unpaid commission on those referrals is reversed.